i'm so frustrated that we as a country, a people, the greatest country in the world just cannot get the SIMPLE, not rocket science FACT that the best, easiest, fastest, least difficult way to end the crisis sooner, faster, with less economic impact is #1 Testing - targeted sick with symptoms#2  Testing - screening (asymptomatic)#3  Testing  - antibody testing for immunity and prior exposureWe just spent $2.2 Trillion dollars on sending checks to giant corporations, and more corporations, then a pittance to small business, and small but significant amount to regular Americans.  

In addition, refinancing or getting a HELOC is not rocket science. 

@Jake StuttgenBtw, what happens if interest rates have sky rocketed or your financial situations have changed and you simply cannot get another mortgage?

You are looking at purely speculative buys, forget about positive cash flow ever. 8% appreciation has been just luck, i am not expecting an attached condo to sky-rocket by any means, hence i am planning to sell it.

I suspect you will want to find something similar for the state where you have rental(s).https://www.lrgboston.com/pdfs...There are also online lawyer services that offer leases tailored to each state, for example Rocket Lawyer (https://www.rocketlawyer.com)

Last I checked, they don't offer degrees in title searches, so it's not rocket science ;)

If you are half intelligent and somewhat mechanical heating systems are not rocket science by any stretch of the imagination.

I rehabbed one unit and was able to raise rents a little; and the market took off like a rocket.  

Thanks in advance for your input.Dave Ramsey is a man that developed a business around making people think he understands finance more than you - it is ALL about BASIC math - I think he has preyed on people - but that's my opinion.You have CC debt at 10% interest, house debt at 3%, student loan debt at 6% -- and you always spend more than you earn - it doesnt take a rocket scientist to tell you to cut back on your spending - then attack the debts with the highest interest first. 

And would my insurance sky rocket??