What I have seen in the past is a lot of the sponsors, even after getting sued, and/or reported to agencies, walk away with a slap on the wrist and still walk away with a lot of money in their pocket

There lifestyle, interests, and hobbies have become an even greater factor as I have gone further.One thing that I usually look past is medical debt but if it is a lower debt and they just appeared to ignore it that is not a good sign either.