If signed into law, the COVID-19 Emergency and Economic Recovery Renter and Homeowner Protection Act, which Chicago Democrat Rep.

It’s also very common for investors to have periods of growth followed by periods of recovery where you catch up.

In the process of Vacant Unit Cost Recovery (VUCR)), sometimes referred to as Vacant Cost Recovery (VCR), an investor or operator will analyze the property’s utility use and billing history in order to charge tenants for their previously unpaid utility usage.

It all depends on your assumptions about the future, recovery timing, etc.

depending on the layout of the building is how the water system is plumbedif it is a 120 or 80 gal gas heater with a high recovery then it is efficient to carry the unitthe way they are sized is by the fixture units of the dwelling-how many hot water fixturesmost multi dwellings have only one heater to carry the units, common practicewhat to look at are the gas units, are the ranges gas also like colleen mentioned the cost to convert to electric is costly but you may be able to get the power company to do a energy upgrade if all the other fixtures are gas- like your heating and stovesthey will do a conversion and set you up on a monthly payment schedule that your renters will payfor in the long run, my infringe on the cap rate alittle but after time it will increaseenjoy

But that's not to say someone with a 357 score and a subsidy isn't a great person who may have hit a rough spot in the road of life and is on the way to recovery.

She did this last summer too.These are all athletic women between the ages of 18-20. 

It drives me nuts when people are talking about the "great recovery" and that "recession is over" ...EXCUSE ME!!???

Banks are choosing to unload many lots,fractured residential and commercial developments because banks don't see a short term recovery there.They are also unloading mom and pop type C class property that is vacant or has huge problems.Usually only cash investors can purchase these because lenders won't touch them with the vacancy levels.Some investors in pre-foreclosure are walking away from properties with recourse or non-recourse loans where the investor doesn't see an equity upside if they hold on for the market to return.In those cases the banks have to sell the note or foreclose or the short sale if the seller agrees.Core A and B assets you have MANY finds desperate to unload their built up cash to acquire assets for their investors.So it's supply and demand for quality assets at a great price.If I was bank and I have a brand new anchored Publix shopping center I funded I would look at it this way.There is one up my road that is 16 months old.Occupancy is at about 40 percent.I know the developer is treading water.The bank would much rather work with the developer on the 20 million dollar loan and put some payments on the bank end or reduce the interest rate while occupancy increases them to foreclose and take a 8 million dollar haircut based on current cash flows.This is what many investors don't understand.Banks aren't stupid and they will dump the junk and extend quality on larger loans they can get performing again and preserve value.

If reserves are developed quickly, then the ultimate recovery goes way down.