For example, deals in which a full year of history isn't available for a STR (its sub-1.00x at underwriting using long-term market rent, but we are confident after a year the property will cash flow over 1.25x as a short term rental), or buyer is purchasing a property with below-market leases that still have a few months to go (but will raise rents to market shortly) (in this situation a DSCR lender has to underwrite to the lower actuals).Regarding LLCs, it varies as has been said in this thread, a lot has to do with state licensing and other stuff (typically if the lender has gone through the paperwork and process in a particular state), our guidelines for example are as such:Lend to Individuals or EntitiesAL, AK, AR, AZ, CA, CO, CT, DE, DC, HI, ID, IL, IN, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NH, NJ, NM, NY, NC, ND, OH, OK, PA, SC, SD, TN, TX, VT, WA, WV, WI, WYLend to Entities OnlyGA, FL, IA, MS, MT, RI, VA

I'm an investor/buyer hoping to connect with a wholesaler for land/cabin in Arkansas north of I-40 between Ozark, AR and Conway, AR that borders the National Forest. 

Personal experience with rentals or property management- Some areas of Atlanta ar not great because of a squatter pandemic following covid.

You can find the list here - https://www.airbnb.com/help/article/653/in-what-ar...

I’m also going to guess flights in to Vegas ar cheaper as flights form Vegas to Hawaii are insanely cheap with allegiant  If you are in town some time I’d be happy to show you you real life examples of what I have as opposed to WAGs at rent and expenses. 

I own two STR’s in N Central Arkansas.  

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Aven…not on investment properties.Bancorp South, Texas Lines of Credit on free and clear housesBank of Southern CaliforniaBank of West (BNP Paribas) 60% LTV CA, AZBB&T will loan on a rental portfolioBBVA, now PNCBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing employee credit union Cal Coast Credit Union, CA Citizens Bank -Minnesota, only in-state.

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Aven…not on investment properties.Bank of Souther CaliforniaBank of West (BNP Paribas) 60% LTV CA, AZBB&T will loan on a rental portfolioBBVA, now PNCBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing employee credit union Cal Coast Credit Union, CA Citizens Bank -Minnesota, only in-state.

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Aven…not on investment properties.Bancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZBB&T will loan on a rental portfolioBBVA, now PNCBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee credit union Cal Coast Credit Union, CA Citizens Bank -MiN, only in-state.

Reeves furniture in Harrison Arkansas (Great furniture and very strong in décor), FFO (nice for tables and headboards and mattresses), factory return outlet in Ozark (Large selection of very well priced furniture, week in décor).