Or, what happens when tree roots compromise the sewer line in the front yard and the homeowner has to pay $3000 to a plumber to put in a new sewer line? 

However the roots still remained.

People who are not rooted in reality.

You are going in the right direction.And root for my Pats vs Ravens!

(Said the dude who attended Tiger High, has season tickets to Ole Miss and roots for every SEC team to 'just win baby' except when they play Memphis).  

That'll fix er up....let's root around in there with a stick and see if we can't get that dad burn clot out.

Stated: Previous addresses on application match previous addresses on credit report, application filled out completely/correctly, specify # of instances and how long ago criminal activity needs to be, no bankruptcy in past 3 years, not turned into collections (you effectively have this), no evictions.Non published things to look at: smoker, pets, has bank account, has lived at previous addresses for over 1 year, roots in the community, not fussy, how long indicates plans to stay, how well their desired move in date aligns to your date, has sued or been sued.

I have roots going threw some of my plumbing but the trees are the neighbors trees.

And those people living in C often are less able or willing to root out the criminal activity to keep their area from sliding.

I think the root of the problem is that the gurus who teach this stuff are rarely out there practicing it or bothering to look into all the legality behind it.