It’s also possible to have a negative net worth, which means your liabilities are greater than your assets.Examples of assets that may be included in your net worth include:Business interests Cash and savings Investments Personal propertyReal estateRetirement savingsVehicles Examples of liabilities that may be included in your net worth include:Credit card debtMedical billsMortgagesPersonal loans Student loan debtVehicle paymentsNet worth is very easy to calculate: You add up all your assets and subtract your liabilities.The net worth formula is:Net worth = Total assets – total liabilitiesHow to Select a Net Worth TrackerYou can choose from several net worth trackers to help you monitor your financial position.

Then you match that equity with a loan from a bank for 9%, and leverage up the note fund to 80% LTV.  

Will having that home on our credit negate us from being able to seek additional loans for other properties? 

I've heard of DSCR loans but never got around to researching them.

Hoping to have some money left to rebuild my portfolio after selling the house and paying off the debt and loan.  

You can expect to pay between 2% and 6% of your new loan amount in closing costs.

What strategies have you found effective for securing long-term rental loans?

Ensure all terms are clearly outlined in the loan agreement, including repayment schedules, interest rates, default clauses, and any exit strategies.

The bank underwrites the loans using a traditional "market" rent analysis for the property.

Those loans do come with some restrictions and fees for the life of the loan.