While I am in the saving phase, I am racking my brain developing my long term plans and balancing what is realistic and within my current knowledge level.I have read the 7 years to 7 figures.

Skype) or phone consulting - year end tax minimization strategies for existing entities - SBA disaster loans (EIDL, PPP) advice specific to my needs- existing multiple entity review, consulting, cleanup & re-evaluation- document review - corporate tax return assistance & filing What I don't need:Entity formation (I use my own sources)Bookkeeping, misc. servicesWhat I've gleaned from initial free consultations:KKOS/MARK KOHLER:PROS:- past reviews seems to be altogether positive- I would likely be working with one of their partners, not Kohler himself (he charges $600.hr)- initial consultation fee applied to work- hourly rate off $350 - no membership programs but they do have specials like the entity cleanupCONS:- separate tax/accounting firm from the legal side- have no idea how many hours I might rack up- no experience with KKOS to date.ANDERSON ADVISORS:- Anderson's Tax Advantage Program: $2995 (in addition to the Platinum membership ($2995)- tax advisor assesses current business & tax situation - advance tax planning & prep- audit protection- living trust ($2,500)- Platinum Membership Enrollment Fee Waived + $35 a month- Business Continuity Program- Advanced Strategy Analyzer- Structure Implementation Workshop- Unlimited Attorney Consultations- Unlimited Questions with Tax Team (Tax Attorney, CPA, etc.)- Online Retirement Coach- Risk-Free Wealth AnalysisI had been a tax client of Anderson in prior years, but never signed up for any of their client programs.PROS:- I particularly like the fact they combine their legal and tax teams to figure out the right strategy customized to your situation and goals all under one roof - but that comes at a premium.- no hourly billing- attorneys licensed in NV where I operate- Platinum membership provides unlimited consultations, emails from their legal team as opposed to billable hours- in-house access with a Sr.

Just wooden footers straight to the ground.

You didn't rack up a credit card with ding dongs and ho hos, which you've long since consumed and are now paying off.Mortgages are good debt.

This is especially true while you start to rack up successes and wins as well as learn the lessons of some losses. 

@Wooden AlexanderI am definitely interested in the Indi market.

You can also probably "harden" your units more by using different materials that are more tenant-proof, such a LVP flooring, use 1x4 wall cleats mounted on the studs for towel racks, door stoppers, only the necessary appliances for your market, semi-gloss paint and the same color throughout, simple or no landscaping, remove screen doors and replace with plexiglass, remove as many things that break as possible, remove any pull chords on fans and blinds that tenants always break, etc.

I have one tenant who has racked up about 700$ in water bills and with the moratorium in place....

congrats, but why cover up those nice wooden floors in the bedroom with carpet?

He had the electricity turned off to get her out and she had it turned back on in her name so now she’s there racking up over $10,000 in rent charges which of course he’s also responsible for.