I worked in a lumber yard in high school and my doctor brother worked for electricians. 

There are necessary skills to manage property correctly just as there are necessary skills to do any job whether a CPA, Lawyer, Doctor or Grocery clerk.

If you're interested in MTR you're gonna want to focus on location, a lot of investors situate MTR near hospitals because of doctor/nurse turnover. 

  -   You probably you are not going to attract the same guest as I do....I would image you might attract people there are business or traveling nurses or doctors. 

What about instead of the cable guy I decide to become a janitor instead of a doctor and I saved myself 12 years of time in school?

@Brian Phan there are HSA eligible options on the individual market as well, but like I said you need to evaluate the cost/benefit considering someone's age, health status, frequency of having to go to the doctor, prescriptions drug needs, etc.

Since then we've had nurses and doctors and such book directly through Airbnb or start the request through Airbnb and then we went offline and signed a lease without paying fees and taxes and such to Airbnb.Does anyone have any experience with other sites?

It’s a mindset adjustment that leads to building wealth.I heard something great on the Biggerpockets podcast the other day: getting pre-approved for a home loan is like getting a checkup at the doctor.

Almost all of my private lenders have nothing to do with real estate (lawyer, bank teller, in laws, doctor, owner of a car dealership, retiree, engineer etc). 

Even highly paid individuals such doctors/lawyers/etc eventually hit their DTI ceiling as they scale.I have clients that still can qualify for conventional financing with their W2 but go the DSCR route to protect their DTI for financing items in their personal lives such as true second vacation homes, cars, boats, primary home, etc. and also to avoid the underwriting hassle that comes with the stringent process of conventional financing.