Quote from @Mike Dissett: Hi Darnell:I can help you with loan amounts down to $55,000 on DSCR loans.  

This sounds like a different situation than a "BRRRR" strategy refinance question - however, this article published here on BP last year goes through a lot of the different refinance options on the market for investment properties.https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...

He makes the owner an offer where HMH Wholesale takes over their position in the loan (Subject to deal) and the owner walks with $10k (or so) cash.

I’m looking to pivot my focus to the North Carolina market and would appreciate your insights.I’m specifically in search of lenders who offer refinance loans tailored for non-U.S. citizens, ideally with shorter seasoning requirements.

Your loan servicer will work with you on a manageable repayment plan.To access relief, contact your mortgage servicer, as they will guide you through the available options based on your specific situation [oai_citation:4,Mortgage Assistance for Those Impacted by Recent Natural Disasters - Freddie Mac](https://www.freddiemac.com/about/hurricane-relief) [oai_citation:3,Disaster Response | Fannie Mae](https://singlefamily.fanniemae.com/disaster-response).

It's since been resolved4) I had planned for 2% Closing Costs, but the Closing Costs are actually 5.3%, which is quite the chunk of change that I was not planning on.  5) I also had found out 3 days ago that this was a DSCR loan, not a conventional loan.  

You can typically borrow half of your 401k balance as a loan as long as you are working for that company still. 

I am looking to buy a condo in the city using a second home loan.

I bought an out of state property and have about $50,000 left to pay off for the loan.

Banks won’t loan money to purchase land (usually); so any buyers will either have to be flush with cash up front (which severely limits your buyers pool) OR the seller has to make it easy for an interested party to purchase the land.Seller-financing works great with land, as do land contracts.