My gut reaction from an optics standpoint is that if it were me, I'd rather pay them separately.If that tenant's duties change (whether increase or decrease) it would seem a hassle to fluctuate your rent accordingly.

What I mean by that is in larger cities there are many and varying markets, thus providing different opportunities, especially as the economy turns/fluctuates.

Some of the most common risks involved in a “buy/fix/sell” strategy are fluctuations in supply/demand of housing in the neighborhood, incorrect estimation of repair costs, project going over scheduled timeline, and general contractors walking off the job or stealing your money.

When tea sales go down, tea prices fluctuate depending on the type of tea people still buy or don't buy.Supply and demand of homes just changes the type of buyer we are dealing with, and the type of product they want.

No guarantee, but I also have to look at the reasonable upside and downside in assessing my purchases. 6-9% in CF 2-3% principal paydown 6-8% appreciation = 8-12% ROE before appreciation, 14-20% after appreciation, over longer-termI might add that buildings are in good condition and rents/ft are about $1.50/month (or $12/ft/yr), so a fluctuation in vacancy or expenses won't change my income too much.

Cap rate usually fluctuates as follows:Lower cap rate = nicer areaHigher cap rate = crappier areaBut either way you want value add.But you shouldn’t be looking at this from a cap rate standpoint.

Is it possible for someone like me with enough down payment for one 200k home, and an income of about 40-60k(fluctuates)to be able to eventually buy a few homes (3-6) to use that rental income as my retirement in another 15 years?

ROI continuing to look strong for Austin and surrounding area.July Numbers as of 8/5/2019 (8:51pm)(numbers may fluctuate as more homes are marked sold in MLS)Units Sold:3,752 up 1.08% from July 2018 (The number of solds homes may increase as sales are reported/updated in MLS)Average Sales Price:$396,110 up 3.87% from July 2018Average Days on the Market:52.31 days up 2.15 days from July 2018Median Sales Price:$315,000 which is up 3.28% from July2018

call around,, call every insurance broker you can find, and it will take work.. its normal for insurance prices to fluctuate and inflate

Usually this tied to either prime or fed rate or someother benchmark and WILL fluctuate as that benchmark changes.