Quote from @Ian Loonce: You have grounds for termination.

Thank you,Ian Irvine

@Ian WrightIn larger metropolitan areas, you might find landlord watch lists put together by public advocates or journalists.

or @Ian M. 

Hi Ian,Has the building been built yet?

Ian

@Travis Shaw Like Ian, I am an investor who has done buy and hold rentals (turnkey mostly) for my own portfolio, and equity based crowdfunding, as well as private lending, joint ventures, and most recently debt crowdfunding.    

Ian

I'm not an attorney, nor am I an expert on mortgage rules, but here's my take...The occupancy rule is there to deter people from purchasing a house with favorable terms while having the *intent* to hold it as an investment.

@Ian Walsh  Hard money rates never change  or at least very much and usually only come down in competitive markets like California.I think homeowner loans as the rates go up  ARMS become more popular.. lenders will find a product they can keep selling.. also markets will dictate if rates move and buyers balk... and mortgage originations go in the toilet.. that usually brings mortgage rates back down.. but we will see