BUT, can Google or books answer you within hours of your time sensitive question?

There is no transfer of sensitive information at all to you, just simply get their email and name.

You need to be a little less sensitive and try to not feel you need to defend your philosophy for saving money.You want to save money I want my money to earn it's keep.

The reason I am so sensitive to water/sewer is because my water bill averages about $1,800 per month. ( I have a corporate client which leases 20 of my 39 apartments and they have dozens of people cycling in and out of several of those apartments, showering, cooking around the clock.

Triplex and 4 plex have a different set of criteria and are more location sensitive.

Sure, some posts, may scare off some people but I don't think you can be that sensitive in this environment.As for most extreme opinions which I think is what you are asking.

I think the O/O crowd is a bit let sensitive to this, since time it will take for foreclosures to run its course may take longer than the worst of the impact takes.

Without a full picture of your finances (and Im not asking you to post anything sensitive) its hard for me to guide you further.

I ask potential tenants to fill out my online application (all of their sensitive personal information and credit card #), and I personally wouldn't fill that out if I had just been bounced around between domains. 

Yes it's called the rate sensitivity factor.