We manage 37 doors with that costs us a few dollars per door per month with no surcharge for ACH payments and we get next business day credit for those.  

Confused because DSCR by nature looks at the income the property is generating and not your personal income or credit I believe. 

Typically what is known is done at closing but trued-up later.If your PSA specifies any credits for non-ready units, that will offset the other costs.

They definitely cannot run your GFs credit without her permission.

Single tenant has risk too if area is bad, tenant too weak, rent above market tenant is paying due to high tenant improvement credits from owner to get them in their and opening,etc.Hope things turn around for your investments soon. 

Then: I want the lowest interest rate possible.Now: I want the easiest bank to work with.I think my investing career has gotten easier and more fun since I've changed my mind on the above 3 items.

That’s the lowest index level seen since December 2023.Looking closer at the components of the index, however, revealed that expectations for the next 6 months actually improved slightly.

Review the app with them asking some basic questions, see if any crazy red flags4. have complete a credit/background check.

I'll take a stab at this your LLC is 1 new, Think of this as a person with no income no credit history and no assets.Do you think any bank will loan on these terms granted you and your credit will ultimately be the co-signer.

Thank you so much for all your input, so we did half cash and half equity line of credit from our house in California.