I know it can be hard to get rural loans unless you are using a local bank or credit union. 

If you switch later, that is another set of problems.When entering a transaction is easy, but trying to balance, analysis reports is a challenge - Now is the time you need to take an accounting course - learn debits and credits and more.Pick and choose wisely.

It sounds like you're on the right track with your education, and I'd be happy to help.Market research is crucial, especially when it comes to multifamily properties.

Use software to track the income and expenses. 

Get good tenants that won’t likely cause issue (background check, credit check, references, pay stubs).

While qualifying for a HELOC is dependent on your home equity and your credit score, good or excellent credit makes it easier to qualify.

The upcoming week has several of the big-ticket reports that have strong track records of causing rate movement.

Getting them to raise their credit card limits to attend their seminars, purchase their CD's, and go on their bus tours. 

When I became aware I had to severely change my rental criteria from "dude, you seem ok to me" to Show me your references, job pay stubs, credit history with no R2's, ete, etc, etc,.

Usesphere.com      It is designed by real estate agents and has so much to offer....and is super reasonable in price.   30 day free trial with NO Credit card for the trial     I love it!!