FYI: The spots where two different paint colors meet are called "cut lines"Then in a bthroom, they did not replace the old wooden framed window and the window had a bunch of caked-on dirty spots and caulking - this is a no-no as its shows a lack of quality and when prospective buyers see items like this, their natural feeling is to suspect that other work was done poorly.My best advice is to not leave anything in the home that looks like poor quality work.

Have your cake and eat it too.  

Finally, appreciation is icing on the cake, not a reason to make a purchase, IMO.

@Dana Nicholson - Yes, you need a plan.If I told you...Eggs, oil, water, flour, butter, vanilla extract, pan, bowl, spoon.Can you make a cake for me?

If you post in a public forum but don't want the public to know, well, that's just goofy (and Goofy lives just up the road on Harbor Blvd in Anaheim).Foreclosing is not the panacea that you may think, at least for commercial asset class.

Or is appreciation just icing on cake that, if it happens then great, else you don't care about it?

Anything more would just be icing on the cake!

If they come back higher than expected that makes the deal icing on the cake.

Have your cake and eat it too ... another nifty magic trick :)

So I'm using my "worst case scenario" anything above $115k for the appraisal would just be icing on the cake!