You cannot have a traditional homeowners policy and a landlord policy on the same dwelling.

The challenge, as you’ve discovered, is that traditional HELOC lenders typically want the property titled in a personal name rather than an LLC.

Typically most DSCR lenders follow a traditional 5, 4, 3, 2, 1, PPP or a 3,2,1 PPP.

There is one locally here in the Chicago area, that i pay about $10/month (annual fee), and from that group I have networking and found contractors, private lenders, appraisers, traditional lenders. 

A couple of years back they even cancelled holiday lights traditionally displayed in a large local park.

I’d love to take advantage of a “traditional” mortgage (or even FHA?)

I, like Jarrett, work a non traditional schedule.

The idea is spreading, and could spread to some other spots here that have traditionally been STR friendly. 

As of lately, the traditional BRRRR is not working with the higher rates and low inventory as, others have mentioned. 

Just a follow up question, were you utilizing debt to invest, I have always been taught since a young age to try and not utilize debt (I come from a family of stock market investors, traditional business owners) where debt is not utilized as frequently which I obviously understand debt can be a very powerful tool and utilized in a great way its just something I want to avoid with my investments to an extent any suggestions for investing without debt or as little as possible.