Freddie Mac will allow you to finance each property and the Maximum is 10 loans on credit.

That all sounds rather terrible, so how did you make money on all of that?

Yes, that’s another credit union only asking for 10% down with no pmi.

The PMS around here are pretty terrible, I've worked with a lot of the larger ones in Cleveland and I think they just take on more properties than they can effectively handle and don't hire enough additional employees to make it work. 

It was a terrible feeling and I considered giving up completely.

I have 880 credit score, decent savings, and no other debt except for 300K mortgage on my primary residence (worth $1.5 million).

@Justin FondrenIf your credit score is in the 700–730 range, you're in a great position to secure favorable loan terms.

Most credit issues can be addressed in some way.

More on DSCR loans in case helpful: DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Fast forward 20 years: I now have money in the bank, excellent credit, live modestly on my own, and run a business that’s doing well.Unfortunately, I wasn’t able to save much for retirement during most of my life.