Her health is OK, but it's going to drop quickly if we don't find a way to get her active and lose some weight. 

I analyze intensely the ARV price points in my target markets for at least 9 months before I buy. 

For this reason, I would take inventory of the local banks within your target markets that offer financing options that best serve your real estate needs (again, usually the smaller local banks), and build depository relationships with them.

That said, the demographic targeting offered by the platform is quite nice.

Its good that you've already established some target markets, I'd recommend diving deep into 1 or 2 markets, then branching out. 

But then I remember I am an expert in my market and know which areas are better suited to my target goals.

Johnson City could be a great spot for STRs, especially if you focus on hospital staff rotations, visiting professors, or traveling professionals, which would balance out any seasonal dips in tourism.For STRs, consider targeting weekend travelers exploring the Appalachian Trail, Boone Lake, or local festivals.

.), could help you cash-flow while you build equity - best of both worlds.Lastly, targeting properties that have been on the market 30+ days could be a good start.

Because this property is located in midtown historic district of Sacramento, we feel there may be market for both MTR and STR, but first thing is we will target LTR and let 3 or 4 units filled in.When we first start developing this apartment from ground up, it was intended to flip and move on to the next project, with timing and interest rate etc.. we deiced to keep it as a cash cow for a while and see how things go.  

The target customers are the unbanked and underbanked population, which is 30 million household in US.