You may not be able to address issues in a timely manner when they come up.

Is the deal I’m considering profitable enough to sustain the cost of OPM3.

Best decision I ever made. they went on to basically lose the portfolio as 2 steps one back.. theft  non pay trashed units.. simply not a sustainable model.I then switched to no debt A class only takes a few of those to hit that magic 10k a month NET cash flow with basically zero drama.. and only a handful of props  to manage  .. owing 50 houses has major work load if they are section 8.. 

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise violating the law in an egregious manner.

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise violating the law in an egregious manner.

If fund's/unit level DSCR can sustain DSCR 1.0 with 7% rate, then LP money can survive.These problem is actually easy to avoid if everyone is adding more LPs and reduce the number of LTV and use longer term debt.  

My goals are to provide financial freedom for my future family and establish a sustainable safety net if physical limitations prevent me from retiring from my current W-2s.

What I learned is sometimes the most mild mannered people get upset over the smallest things.

It sounds like you're at a point in your project where you could make these modifications in a cost effective manner.

Financial freedom goes beyond simply replacing your current income—it's about sustaining your lifestyle for life.