If you do use HM make sure you have a stellar deal as you're going to profit less than you plan on, I promise. 

But then, like many of you had mentioned when talking about good agents, she has a stellar reputation in the industry and has been in business for over 25 years.  

But look at employment history, past landlord referrals and determine why the credit score may be less than stellar.

NAIOP has some education that looks stellar.

"Cleveland’s housing market has been called a lot of things the past few years, but the debut of a housing index by the Columbus-based Nationwide insurance and financial services firm terms it something different — healthy."

Can anyone make any stellar arguments for either option?

I'm in the saving & building stellar credit stage.

And thanks for all the stellar advice - I'll certainly use it! 

His company City Light does a stellar job on rehabs!

Absolutely stellar academic school.