In my experience these are the levels of how financial fraud is doneLevel 1 - The “sponsor” is a fraudster from the beginning and the entire investment is a designed fraud designed to steal the investor's money Level 2 - The sponsor initially intends to operate legally and honestly but the temptation of easy access to money, usually fueled by addictions to drugs, sex, partying, etc. leads to the bad decision to line the sponsors own pocketsLevel 3 - The sponsor intends to operate legally but a crisis in their life resulting in a need for money leads the sponsor to “borrow” from investor’s funds with the full intention of paying it back ( which they are unable to do).Level 4 - The sponsor intends to operate legally but the assets under their management incur substantial loses; the sponsor attempts to cover up these loses by “temporarily” borrowing from one investor to pay another or submitting false results.

There are many Business Loan Applications, which are virtually identical and carefully worded, that you can find online.Hopefully, your lawyer includes a Certificate of Non-Owner Occupancy in your loan package, and language to that effect is liberally mentioned in your note and mortgage/deed of trust.Consider obtaining a script offered now by some lending attorneys that you can use to interview your borrower about their intent during a recorded Zoom call.

He's not a scammer stealing money from people, but he's definitely selling snake oil.

If you don't get any information from his credit/criminal, you can at least verify identity and income.3.

And yet, Jonathan's not hiding his identity behind initials and no picture. 

In the end this kept their payment the same, I pocketed more on a monthly basis (difference that manager had been stealing) and I have had someone make timely payments for 5 years with no repair expenses on my part.

When I hear about a new guru or someone who is taking advantage of people's dreams by stealing their opportunities and money I feel like Red... 

After doing my research and seeing all it's functionalities, I knew their asking price was a steal..

Then you hope the property appreciates more in value than you loose which in Aussie it usually does.I'm waiting for it all to go to $%@# one day so I can go back and buy the cheapest houses in Aussie again lol.Just not sure they will allow me back in again because they still consider me thief that likes to "steal" properties haha

You have to include concessions, DOM and changing interest rates, the direction the house points, trees and so on.In most markets, the houses are not identical one to another anyway.