![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3165046/small_1736064417-avatar-danielv379.jpg?twic=v1/output=image&v=2)
24 January 2025 | 16 replies
By the time I retire, I want to have enough rental properties to have financial independence to enjoy my hobbies and enjoy spending time with my family and watch my children grow up.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3169833/small_1736914054-avatar-malcolmb74.jpg?twic=v1/output=image&v=2)
29 January 2025 | 24 replies
Start by getting pre-approved to know your budget and show sellers you're serious.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2908569/small_1704148191-avatar-argela.jpg?twic=v1/output=image&v=2)
30 January 2025 | 5 replies
If I was in your shoes I would find ways to streamline your day job so that you are not spending as much time in that role.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3170492/small_1737042573-avatar-spencerjd87.jpg?twic=v1/output=image&v=2)
16 January 2025 | 0 replies
We refinanced and cashed out all our renovation budget plus $5,000 and actually kept monthly payment the same as rates had dropped.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2981865/small_1711468323-avatar-sebastient8.jpg?twic=v1/output=image&v=2)
13 January 2025 | 45 replies
Eliminate debt, establish a budget, and save.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3168531/small_1736700324-avatar-henryf72.jpg?twic=v1/output=image&v=2)
15 January 2025 | 1 reply
Perhaps a modular home could fit the budget.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3177402/small_1738345430-avatar-allisonc98.jpg?twic=v1/output=image&v=2)
2 February 2025 | 6 replies
No, we can do everything ourselves and not spend more money than we have to.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3007875/small_1714282601-avatar-franklinm43.jpg?twic=v1/output=image&v=2)
4 February 2025 | 1 reply
As I transition the property to a duplex + 2 ADUs, I am considering spending $10K+ to get another master meter put in.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3153596/small_1733384233-avatar-nataliet69.jpg?twic=v1/output=image&v=2)
27 January 2025 | 5 replies
Spending a ton on property management doesn't seem like the best move.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3053352/small_1718725282-avatar-carsync.jpg?twic=v1/output=image&v=2)
29 January 2025 | 18 replies
Unless you have $5 - 10k MONTHLY to spend on marketing this is what you need to do to have any chance for success with wholesaling.