It's a MTRIt's definitely a little more headache than a typical LTR, but you're rewarded for the effort with much better cash flow.

The purpose of investing in a syndication is to leverage the sponsor's time, expertise and ability to source great deals, but if the experience is going to cause you to lose sleep at night, the return may not be worth it.

Just keep in mind that it's not all about rate and fees - there is a considerable knowledge and expertise component that should be considered as well.

Quote from @Jaša Rot:Hey Jasa, I would imagine there are going to be a bunch of folks jumping in there to lend their expertise, so just because I'm first, doesn't mean I'm right, but: Generally that initial loan needs to be secured by real estate.

You put up the money, they lend you their expertise.

Was the risk worth the reward in your situation?

That where your agents boots on the ground expertise comes in to land you actual deals.

We won’t qualify to get another mortgage anyway due to either dti or income.From your investor expertise, what would you do in this situation?

Respect their time by giving them the information they need to include or exclude your listing quickly, and then earn their respect by answering all correspondence quickly.Making life easier for the frazzled person trying to do their job is its own reward.

SBA loans can be used for new construction, but that's not my area of expertise so I can't be too helpful there.