This includes converting it to a rental property or refinancing into a different kind of loan. 

I just refinanced my 3.875 30 year to a 30 year fixed.

In working on construction loan financing, the lender informed me I'll need to unencumber that portion of the property (makes sense) before closing on the construction loan.I understand there to be two methods generally speaking: refinancing my mortgage and removing that portion of the property in the process OR attaining a partial release from the lender to remove that land.I *strongly* want to avoid refinancing as I have an amazing rate, but partial releases seem complex and also require a survey.

In the process of refinancing to a permanent loan.

If rates drop in the future, refinancing again could lower your payment, but it’s good to make sure the numbers work now just in case.

Then, after we fixed them up we were able to create equity in the properties and when we refinanced them we were able to get the majority of our money back out of them.

By year two, he refinanced to lower his rate and dramatically increased his cash flow.

If interest rates fall later, refinancing again might require you to bring extra funds to the table, which could impact your overall investment strategy.

For BRRRR, the key is ensuring your post-reno appraisal justifies the value for refinancing to pull your equity out.

They had purchased a home in Waldo in March of 2023 and refinanced to pull cash out to buy the new home in Lawrence.