Or was it just you driving around a side of the city you work in until you found those distressed properties to call on?

Biggerpockets probably not the place to find someone to buy a note against a business as most of us are only real estate. 

I looked into a program that is called the rei accelerator and they said they will guarantee me a deal of a 60+ unit apartment building in the next 4 months and i will get to a closing table and generate $20,000 a month off my first deal with working with them.

When note investors buy the rights to receive payments on the wrap mortgage, we will payoff the underlying lien out of proceeds. 

Insurance on a 1mm property will also go up a lot more than a 100k property. 

Debating to use a HML for a flip or a BRRR.

For instance, and in brief only using one concept (not meant to be the full list of criteria), a rural property has a population restrictions and proximity to Metropolitan Service Areas ("MSA" - think big city area) as some restrictions.

Do they have a website?

It sounds like a great idea!  

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.