The real estate market is constantly shifting, and most coaching programs are outdated.

The DSCR program "Must use the lesser of the two either common rent from the appraiser 1007 rent schedule form on the appraisal or the lease".You also have to factor in the taxes and insurance because a guesstimate or ball park can kill the approval. 

Plus there is my new program, "improved super calculating  amazing mortgage system" or iSCAMS (tm) because everyone knows that putting an "i" in front makes it 37.8% better, I am charging $100 for that program.    

This is for one lender's program.

If your goal is less required documentation, DSCR is likely your best bet as most everyone as mentioned, possibly a bank statement program depending on your job structure. 

I was a featured agent for a minute and closed a few nice transactions from that program.

Yeah I’m a real account I was just trying to see how legit he was but thank you because they we going to get me for 2,000$ to enroll in their program soo much appreciated 🫡🤞🏽

Pretty sure her daughter was running a program buying there.

.* FHA loans require both parties to owner occupy for 1 year* A 203k loan is not a first time buyer program, you can own a home and still use the program as long as you live there* The loan must be made to a person, not an entity. 

But if there is a job loss and can't pay then do the notice and or cash for keys program.