Credit score shouldn't be the primary driver of tenant approval, because if they could qualify for a mortgage they probably wouldn't be renters.

The biggest challenge is a lack of quality homes and a rapidly increasing demand for vacation, second and primary homes.

I would tell people today that if you buy a primary residence expect to stay in that home for atleast five years, especially with a FHA loan which has lower down payment as the current forecasts for home appreciation or very low which with closing costs on the buy and sell, it will take several years to have equity in the property and enough to be able to sell, so that is something also to consider.

His REI is an after fact, the hopeium sales are primary.

I don’t understand how you can have 13 rentals that are paid off and a primary residence that is paid off and still need more cashflow.

Don’t forget heloc, DSCR, 2nd on primary, borrow from retirement accounts, credit card cash advance, property reserves, home improvement store credit, etc etc.

If you use the Heloc option and decide to rent it out, don't forget that property (or you) will have to cover both your primary and secondary position notes.I don't personally see Marin being a great mid term market.

I completely renovated the primary and guest bathrooms.

.: Quote from @Robin Simon: Do you own your primary residence overseas or have you owned a primary residence prior to going abroad? 

Quote from @Erwin McClain: I had rental properties out of state but I have been renting rooms in my primary residence for over 10 years since my 2 boys have moved out.