This option will not give you immediate income, but can help you avoid the withdrawal penalty and preserve your accumulated wealth.Another option is, if you become self employed in real estate, rolling over the money into a Solo 401k can give you access to the loan option.

As well as creating ways to preserve the minds of humans to live on past our bodies. 

Generally, lower level investors try to preserve their costs by entering into limited servicing arrangements which will be a barrier to delinquency and recovery as delinquency and default notices are typically add-on costs to the servicing plan.  

If your goal is to accumulate properties it would probably be better to stick to the 30-year to preserve room in your debt-to-income ratio for future acquisitions.

We try and preserve the investor's money."

Even if you can recover refinishing costs from a tenant's deposits you're shortening the life of the floor, which is expensive to replace.If you put carpet or some other flooring down they'll be preserved until you do decide to sell.

We had our property preservation company go out to change the locks after we conferred with our Attorneys that part of the mortgage allows us to maintain the property if the homeowner lets it fall into disrepair. 

So if you're serious about buying a home and preserving some capital for investing then you need to be open to moving. 

My goal from this site is to get the education and connections/networking/friendships to help with our goal to be early retired, build/preserve our wealth, and a great happy life for my families future.

If your preserving this style throughout the whole house then keep it.