Once we acquire a 5th property and jump to a different provider, the annual premium doubles ($1,600).

Try to get an idea on what the flood insurance premium cost will be from now, rather than too late in the process.

There's a significant risk premium for investor 2nds. 

Please advise on how to contact case work and/or remedy this issue.thank youDavidThis is why many DSCR lenders are now asking for a premium on the rate if the property is leased using HAP or Sec 8.

Congrats you just made discovery a more drawn out process than necessary and your insurance carrier's legal bills have gone up which I can assure you will impact your next year's premium.  

When we look at zoning and we see the density available, it starts to open up new possibilities for creating housing that is somewhat affordable and also building low cost units for example a second story edition could cost as little as $180-$200,000.

A little higher premium but nothing too outrageous. 

As an investment owner, you’ll never recoup the amount you lost in the premium.

This allows me to charge premium rent.

As a PM Co owner and broker specializing in STR Acquisitions I use AirDNA - but only the premium version.