I have spent decades buying pre foreclosures and foreclosures and some defaulted notes as well..

Think of vehicles like the cyber truck where you need to sign up ahead of time to pre-order and so many people want it that the value increases shortly after they are released.

I would advise picking one of those strategies and rolling with it.

Technically, they’re not the same account, but they’re definitely all working together and I believe some of the answers were created by the original product provider themselves.Now, if it’s a back-and-forth service discussion and the questions are not being asked or answered by a pre-planed Conspiracy to openly market in a camouflage manner then that’s a different story in my opinion.

This is my pre-retirement preparation.

Rent roll is $12,000 and increases to $13,000 in April 2025. 

Just like on the West coast pre foreclosures are highly regulated but folks violate those laws all the time..

Quote from @Quinn Olivarez: If I were the original seller, I would tell the bank I sold the house so that I could get the ball rolling on getting it out of this sub to agreement that is probably not enforceable in most jurisdictions.

We take the T12 roll it forward, we strip out anomalies and one-time expenses and then layer in base assumptions and any known large expenses that are planned for the next 12 months.

For example, my average terms are 90%-100% LTV and 10% interest flat no points or pre-payment penalty.