I think multifamily is one of the best vehicles for passive income, tax benefits and growing wealth, but my why was to create a lifestyle that supported my business.A strong why will counteract any bumps in the road, in my case, some pretty big pot holes.  

I have a Tenant that appears to be cooking large amounts of food on a propane burner in large stock pots and selling it.

Or was it priced high but that happened to be the week Mommy and Daddy were in town because Junior was having problems with pot-smoking roommates and they wanted him to move out ... anywhere?

If anyone wants to throw 2 cents into the pot I will be glad to listen and learn.

However, if it makes big financial sense to refinance within 6 months, maybe can I even pay some penalty voluntarily to make up for the loss of the original lender?

Networked my way to getting a bunch of connections where it was legal, and began trafficking large quantities of pot from all over the US and back to Texas. 

My GF loves their Dim Sum, and my favorite hot pot place is also there, few shops away...

I mean if I go that route then I would need to furnish the unit with a bed, shower curtains, pots, and pans maybe????

Even if the tenant says they don't have any previous landlords, always verify that with the addresses on their credit report and ask them about any addresses that show up that they didn't voluntarily provide on the application. 

And the tenant admitted that if the owner didn't waive the rent, it'll take him a year or two to catch up, with the landlord breathing down his neck all this time.At the time this happened, I had a tenant who lost his job, voluntarily moved to his friend's place, and had to discard all his belonging's after failing to sell it.