If a person benefits from a product they sell it’s only natural if they promote what is perceived as a benefit even if the quoted benefits are not automatic or even a given. 

Short-term maybe short it, for the reasons you mentioned OP but this investment is a physical long-term one so you analyze it appropriately. 

I'm interested in hearing what types of loan products your company offers.

There’s no reason to go through a disaster (I'm mid recovery myself) and not get the financial upside by becoming the developer and selling a finished product versus raw land.If you have to completely rebuild, it’s a two year process at minimum.

I completely agree with that and there is a way to phrase it when you are not trolling by saying, hey I own a CRM company and am honestly looking for feedback to make the product better (and then do not send DMs).

Never should you be paying 2.5 points on an FHA product.

Some operators really need better training and education and drag down the great operators who are doing it right and offer a great service and product.

When you go to a Bank or Credit Union, they can only offer you what products that bank or credit union offer.

I am just saying that for a brand to add value to the product, it has to be amazing.

@Tayvion Payton to get a better understanding of the loan products, it's best to have a conversation with a commercial loan officer at a local community bank or credit union.On commercial, the number one rule is a deal meeting their DSCR loan covenant, which is typically 1.2 to 1.25.