I am looking at joining this organization and was wanting to know if what has been said still stands true?

Aside from the Debt-to-income ratio and risk benefits you've already mentioned, it also just helps keep everything organized.

Are there any class action lawsuit being organized?

It’s worked well for us and keeps everything organized!

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Makes it easy to keep the cash organized as well as bills.You don't need a credit card but debit cards for each place makes it easy.

Definitely doesn't bode well for the organization having a smoother 2017.Does anyone know who Tamela Shanks-Royston (Interim VP of HCV Program) vs Tonya Baird the Assistant VP of the HVC Program?

I have kept track of all my expenses in an excel sheet/word document but feel like there may be a more organized and efficient method to tracking?

Also, if you have any local Senior Support organizations, they may have a long list of families looking for senior living.  

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