The down payment on owner occupied properties can be as little as 3% on owner occupied properties.

This is an essential tool for anyone buying a tenant-occupied property. 

In fact I can have half of the rooms occupied and still pay the mortgage. 

I'm unsure what the right path is, but I've been reading about investing in owner-occupied, multi-family properties.

its very easy.. tehre are 35 states that do NOT require any license to do NON owner occupied loans.. very simple  talk to local attorney have them prep your note and mortgage and your good to go.. should not cost more that 1k or so for the docs..

Two reasons could be renovations or the need to personally occupy the unit.

You can get more than one VA loan depending on your allotment and you don't need to owner-occupy the second one so I would look into that first.

Lenders will allow parents to be a non-occupying co-borrower on a home your college student plans to live in.

One unit is occupied by a low-income senior not on the Housing Choice Voucher program and paying well below market rent.

Assumption by an EntityUnfortunately, assuming a VA loan directly through a legal entity (such as an LLC, corporation, or trust) is typically not allowed because:Primary Residence Requirement: VA loans are designed for owner-occupied properties, meaning the assuming borrower must intend to live in the property as their primary residence.Credit Review: The VA and lender require the assuming party to undergo a personal credit and income review to ensure repayment ability, which entities cannot satisfy.3.