Does BP moderate the AI responses at all?

They will both be up (moderately).

The apartment side has provided some competition, but if you've got a solid size house you'll do fine.I'd say it's been slightly above average for my year 2 leases compared to my other cities. 0 turnover, all slight-moderate increases, very good tenants. 

I am looking for a a SFH ranging from 100k-250k in need of light to moderate repairs.

Hud "fair market rent" determinations of "reasonable" rent are based on the 40th percentile of rents for a "moderate" apartment in a given small market rent (zip code) area.

Looking to have a brand new kitchen cabinet, low to moderate pricing ...

Both properties fall into Class B- category and has no HOA and no rental restrictions.Here are the details for each property:Property 1:3 Bed, 2 Bath (1020 sq ft)Purchase Price: $250,000Moderate rehab needed (Kitchen, floor, bathroom sink vanity, light & fan fixtures, interior paint)Rehab Cost: $30,000After Repair Value (ARV): $295,000Down Payment: 20% (Out of Pocket: $50,000 + $30,000 (rehab) = $80,000)Projected Rental Income Post-renovation: $2100/monthProperty 2:2 Bed, 2.5 Bath (1168 sq ft)Purchase Price: $230,000Moderate rehab needed (Kitchen, floor, bathroom sink vanity, light & fan fixtures, interior paint)Rehab Cost: $30,000After Repair Value (ARV): $295,000Down Payment: 20% (Out of Pocket: $46,000 + $30,000 (rehab) = $76,000)Projected Rental Income Post-renovation: $1900/monthThe location is moderate, with amenities like shops, restaurants, a mall, and a baseball stadium within a 5-mile radius.Considering buying both as they are in the same building, the total cost and income overview would be:Total Price for Both Properties: $478,000Down Payment & Closing: $96,000 + $10,000 = $106,000Total Renovations: $60,000Total Price (Including Renovations): $478,000 + $60,000 = $538,000Total Out of Pocket: $166,000Projected Gross Rent Monthly: $4000The rate of interest for the mortgage is 7.5%.I am currently evaluating: A) The break-even point for two townhomes considering a cash investment of close to 32%.

I can't post my contact information on this page per the moderation team.

Freddie Mac Home Possible and Fannie Mae HomeReady:These programs are designed for low to moderate-income borrowers and offer down payments as low as 3%.

This indicates robust demand for moderately sized homes, likely driven by middle-income families and professionals.Zip Code 28305: While the focus in 28305 has been on larger, more luxurious homes, the substantial overall price increases and affluent demographics suggest potential niche markets for high-end, smaller homes, such as luxury townhomes or condos designed for downsizers or small, wealthy families.Affordability does not equal smaller-sized housing: Demand for affordable housing has not directly correlated with smaller housing, which can be seen by 5+ bedrooms increasing by 30.10% YoY in 28304.