SLS and Lakeview manage troubled loans. 

When I looked into IRA accounts, I found that it didn't do service to my situation.

I'm planning on putting 25% down because that is a requirement of the loan.

Higher interest rates on conventional loans may result, as the government backing currently helps keep rates low.

I plan to utilize some cash, margin loan, 401k loan, and a HELOC as a down payment.My first house hack (now an out of state investment) has a Zestimate of $530K, and I have $266K left on the loan.

Sounds like you're asking for a private lender to go into second position to convert equity into cash behind an existing loan on these properties. 

They are a legit lender, we have bought loans from them.

I am not sure how to handle this situation?

Hi Stacie, Have you looked inot DSCR loans?

@Paul Whitney We work with investors in your same situation often.