Who's name is the lease in, tenant or insurance company?

Their taxes and insurance may have doubled and they can't afford the house any more.I think geographic is tough because there just isn't typically the turnover any more in most areas. 

Assuming you sold the home at the end of 5 yearsYour NET ROI would be:0% appreciation: 10.93%1% appreciation: 12.13%2% appreciation: 13.33%3% appreciation: 14.53%This ROI calculation takes into account taxes, insurance, selling costs, repairs (calculated at $3500) through out the lease.

It may require different insurance too..

Do you require renters insurance?

While insurance might cover the reconstruction of your property, the community's recovery could take years or, in some cases, never occur.

Does anyone have any recommendations for a property manager or insurance broker?

You will need 6 months worth of the payment (including taxes, insurance, HOA) in liquid assets to show an underwriter.Now with doing a rental agreement, do I need to have tenants living in the home first or new prospects lined up before the underwriting? 

Insurance call around and get quotes. 

I wasn’t able to get insurance.