I went through an innumerable amount of contractors, Sub-contractors, Handymen, etc, etc, etc and finally chose the right guy who is probably best defined as a Sub-Contractor BUT I am so thankful that I found him and at the end of the day he did a GREAT job!

@Rapheal PickettWelcome to BP RaphealWOW, there is a new member joining from KC pretty much everyday lolWell done on getting startedOur group has been involved in numerous transactions in 2013.We always use Lee-Ann Avalos from Alpha Title for all of our deals and I highly recommend her services.Thanks for reading and all the best with your venture.

There are other ways to find properties, as mentioned in numerous threads.You will probably look at a bunch of properties.

I've heard the cold-calling apps discussed in numerous BP podcasts but I haven't tested them so I can't recommend anything that I haven't tried yet.

I suggest working with a team that is transparent about their renovations, operates in numerous markets and the property management team is not 3rd party.

I found the rule you referenced here, although it's not clear if it's referring to mortgages or some other type of unsecured loan:http://www.dfs.ny.gov/banking/licensedlender.htmI can't say I'm familiar with the laws on lending in NY at all, but I do know that NY is heavy on regulations and many of the lenders I work with that are licensed in numerous states don't lend in NY for whatever reason. 

Having bought and sold dozens of investment properties out of state- in numerous states- I believe a  balanced portfolio is the best way to go.

We look forward to networking with the members of BiggerPockets and hope to make innumerable contacts. 

Patrick Snyder Since you have them lsited in numerical order, is that the order in which you put your team together?

We are constantly written up as a great place to be in numerous categories.