There's always an certain area in town that they rent from , but the next idea I had was changing the basement into additional space but how would I pay for a renovation such as that and how would I be able to label it as a true 3-4 bed room house ?

They have a version that is over 3 times the cost labeled "Premium - Best for self-employed or rental property owners". 

It never ceases to amaze me how come so many go to the effort of getting a great income, and great credit score, but forget the most vital ingredient that Lenders might look at: their savings record!

In the attachment labeled Tenant Duty Checklist it states “remove all weeds from flower beds”.Tenant final walk through: During our final walk through the weeds were notated on the final walk through sheet which was signed by both parties.Total Cost of Replacement Materials: $412.00 (Receipts attached)Labor at stated in previous communications: $210.00Percentage of total cost of replacement charged to tenant: 33%The above facts outline the details and reason for the charge.

And a 2014 court ruling explicitly deems illegal a landlord’s attempt to impose any extra charges, whether labeled as “application,” “amenities,” or “community” fees.

And if I wanted to go to "big boy court" as one attorney labeled it, even if I won, I would most likely never see a dime. 

Go fast on this one, all the ingredients appear to be there, just need to mix and bake, and deliver profits!

And whether it is labeled as an Attorney Fee or Doc Prep or something else on the Settlement Statement, the borrower is paying several hundred dollars or more for it.

You wont know until you ask.As far as the hard money lenders (similar but not the same as private lenders), there are several listed here in the Bigger Pockets under the tab "Tools" in the option labeled "Hard Money Lenders".Some of the previous responses gave you some very good options.

Most people that are mentors don't even know it because they have no problem answering specific questions and at times talking about general strategies but once they are labeled a mentor it just makes things a little weird.