Now my HO6 premium went up and thanks to centralized/online recording, my primary house insurance went up by $200/year b/c they detected this loss incident under my SSN/Home Insurance policy.2)Now here is the situation that impacted the showing of the house and getting prospective tenants/students for next year's rent in a timely fashion.

Also check on the specifics of each incident.

Some years later, I had a funny incident.

.)), affd. 852 F.2d 306 (7th Cir. 1988).”and “We believe the record in this case, although sparse, establishes that B'Mae's (the management company) was acting as petitioner's agent when it undertook the various activities incident to renting out the timeshares.

(I)(1) The terms "real estate broker," "real estate salesperson," "foreign real estate dealer," and "foreign real estate salesperson" do not include a person, partnership, association, limited liability company, limited liability partnership, or corporation, or the regular employees thereof, who perform any of the acts or transactions specified or comprehended in division (A) of this section, whether or not for, or with the intention, in expectation, or upon the promise of receiving or collecting a fee, commission, or other valuable consideration:(a) With reference to real estate situated in this state owned by such person, partnership, association, limited liability company, limited liability partnership, or corporation, or acquired on its own account in the regular course of, or as an incident to the management of the property and the investment in it;(b) As receiver or trustee in bankruptcy, as guardian, executor, administrator, trustee, assignee, commissioner, or any person doing the things mentioned in this section, under authority or appointment of, or incident to a proceeding in, any court, or as a bona fide public officer, or as executor, trustee, or other bona fide fiduciary under any trust agreement, deed of trust, will, or other instrument that has been executed in good faith creating a like bona fide fiduciary obligation;(c) As a public officer while performing the officer's official duties;(d) As an attorney at law in the performance of the attorney's duties;(e) As a person who engages in the brokering of the sale of business assets, not including the sale, lease, exchange, or assignment of any interest in real estate;(f) As a person who engages in the sale of manufactured homes as defined in division (C)(4) of section 3781.06 of the Revised Code, or of mobile homes as defined in division (O) of section 4501.01 of the Revised Code, provided the sale does not include the negotiation, sale, lease, exchange, or assignment of any interest in real estate;(g) As a person who engages in the sale of commercial real estate pursuant to the requirements of section 4735.022 of the Revised Code.(2) A person, partnership, association, limited liability company, limited liability partnership, or corporation exempt under division (I)(1)(a) of this section shall be limited by the legal interest in the real estate held by that person or entity to performing any of the acts or transactions specified in or comprehended by division (A) of this section.

This is no cure all for your incident. 

If you did not advise them of what was needed to prevent pipes from freezing and they were not blatantly negligent like turning the heat off to house then that is on you since the incident is considered natural disaster.

The incident was reported to the insurance company and current owner wants to repair the house and sell it.

I believe I read that if your insurance disallows certain breeds that are considered to be aggressive  (like mine does), it can be an undue hardship on the landlord, and you may need the tenant to take out an insurance policy to shield you, the landlord, from any liability if there was an incident, you should probably check with a lawyer as well.

And like my wife said, "What happens if a tenant doesn't know about the incident when they sign the lease, but find out 2 weeks after they move in by talking to the neighbors, and then want out of the lease?"