Quote from @Daryna Misechko: Hello, my name is Daryna and I am a sophomore in high school and I have been interested in real estate for a very long time.

I have used both TSP loan and HELOC to purchase investment...I certainly thought the ROI from real estate was better than relying on highly fluctuating stock market. 

This home has been highly operational with high rates of occupancy, bringing in anywhere from $500-$1500 a month in overage beyond our monthly expenses.

Choose a designer who understands what attracts high-paying guests and maximizes your revenue.2.

Highly recommend.

The profit was used to buy a higher quality SFH in the same area.

We've essentially ruled out investing in our local community because we can't seem to find a good deal (we live about 1.5 hours north of NYC, so purchase prices are very high), so we are considering (1) investing out of state; or (2) investing in some northern NY localities (Syracuse, Albany, Rochester, etc.). 

That entire 78741 zip code is good and has been in high demand historically due to its location. 

If your really needed it one could also consider hard money though that will come with higher rates and getting someone to give you 300k first time might be harder than just getting loan then you could refinance it later.Since your a high net worth person I would also try talking to local/regional and even big bank lenders.

I think my fees are high until I shop around and then I am thankful.