This story is almost identical to mine. https://www.courtlistener.com/docket/68037763/north-haven-lo...https://www.courtlistener.com/docket/68086281/seiler-tucker-...

That's what mine was. 

One friend of mine had a client who recently tried running an Airbnb in a little Craftsman duplex near North Park.

The outcome was great.. they secured a mid-century home with a rental unit that offered both a comfortable living space and a reliable income stream.On a personal note, a friend of mine made a bold move and purchased in a slightly less popular area.

Ryan, this kind of deal reminds me of a situation a friend of mine, Carla, encountered a few years back in a suburb near San Diego.

For something more robust, tools like Excel or online calculators from financial planning sites might better suit your needs.Your ROI Formula:ROI = (Net Cash Flow ÷ Total Out-of-Pocket Investment) × 100For your scenario:Net Cash Flow = Annual Rental Income - (Mortgage Payment + 401k Loan Payment + Other Expenses)Total Out-of-Pocket Investment = $40,000 cash + $50,000 loan payments over 5 years.I came across a piece in Bloomberg recently discussing creative financing, and they touched on ROI calculations for multiple loans.Personal anecdote: A buddy of mine leveraged a 401k loan for a fourplex.

The stock market, gold, Bitcoin, and most real estate are all at all-time highs.

The posters opinion is based on their experience, my opinion is based on mine.  

But I would take hard assets(gold, silver, precious metals, natural resources ala oil/gas, spice mines, etc....) over soft assets.

Then you could list them as 1031 exchange gold, or dream seller.