To be eligible for a license, the home must:• Be ‘owner-occupied’ throughout the rental period.

Renting to your mother would make it an investment property and eligible for a 1031 exchange.There is no statutory requirement for income production to make a property eligible for a 1031 exchange.  

Quote from @Melanie Baldridge: Reminder:Ground improvements qualify for bonus depreciation.This includes various landscaping.Roads and external parking areas.Sidewalks and pathways.Fences.Utility systems (including the installation or improvements to water, sewage, drainage, and electrical systems).Outdoor lighting.Rec facilities (like playgrounds, sports courts, and swimming pools).And more.It's a big category for depreciation/bonus depreciation that we love.Great material for 15 year life and eligible for bonus depreciation  

Your eligibility applies to owner-occupied and investment properties, but you will want to check with a lender who is a specialist in VA loans.

Consider your credit score and history to determine your eligibility for traditional or creative financing.

We are not eligible for capital gains sheltering under the 2 out of the last 5 years rule.

Anyone who has actually been active in this space will know that borrower behavior can be predictable and irrational, and they might have a fundamentally different mode of operating their life than you do.

If your second home is located in a federally declared disaster area, you may be eligible for temporary mortgage relief options such as:- **Forbearance**: A temporary suspension of mortgage payments for up to 12 months.- **No Late Fees or Penalties**: During the forbearance period, you won't be charged late fees or have delinquencies reported to credit bureaus.- **Repayment Options**: After the forbearance period, you won’t be required to repay all missed payments at once.

So you are just choosing one retirement vehicle over another.You can also consider rolling the 401K into your new employer and take out a 401K loan if your employer offers the option.You would normally be eligible to take a loan of the lessor of $50,000 or 50% of your vested balance which would be $4,500.Best of luck

Sales or leasing offices, however, are eligible for verification.I've listened to a few podcasts and heard other real estate investors mention being registered with Google so I'm wondering how they are getting around this.