I believe Travis' ranking is spot on and how I would rank them.

You can set as many as you like but I like to pick my favorite 5-6 for each time period.

Killeen and Harker Heights do have some good spots and various multifamily options.

This issue gets compounded since many investors don't know how to spot an unrealistic bid.

Be sure that person who referred you is in a similar financial spot / need.

I’m starting to dabble in real estate investing and a local agent told me this is a great spot to network and learn.

You're the fish.They often use a mix of fear, threat and urgency to push a target to act.It can be as simple as a 24 hours sale from your favorite shop that requires you to log in to your account first or your boss asking you to wire money right now or he/she/they will lose an important contract that will cost millions.So cybersecurity is important because without that, you might have an incident that can cost a lot of money, impact your reputation and might affect your credit score.

Seems like we're in really similar spots in terms of what we currently manage and where we want to go.

This is Spot on, It was actually Kavi that I was referring to.

And some of these left HML in a tight spot borrowers could not access their draw money.. this happened just recently to Fund that Flip.. and their borrowers I know i got a call from one of them that was owed 300k in draws that was not coming.I can understand that rates aren't what they are when you close as when you get quoted, but if you offer a "rate lock" and use that term, you need to stick to it even if you aren't required by law to do so.