What this model does is provide funding by sharing future income, without adding debt and, except for those about income gathering to the platform, without adding repayment obligations to the property owner.

The tools that are offered are exceptionally useful and user friendly.  

@Griffin Malcolm I have a similar situation (except my lots weren't free, lol).  

I essentially present to them my numbers of what I can redo the property for, and they loan me 80% of the ARV basically no questions asked except for an appraisal.

Also looks into specific reasons for the lower FICO score if we are willing to make an exception. 

I saw it near every beach (except on-base), highways, urban centers throughout CA. 

That means that bank has its own set or rules/guidlines and can offer exceptions and offer more programs. 

If they are CF positive then they will not cohnt against your DTI but will improve it...that's standard conventional guidelines barring a few exceptions.

Might be nice for your personal home but I do not think on an investment property is worth it - except for the marketing angle as people like our salt water pools.

Except I already had the property under contract.