If you have just one unit it's not too hard to keep track of payments, you can do it for free in Excel or Google Sheets, you just have to stay on top of it.

You bring up an excellent point about the trade-offs between second home and investment property loans.

Hi Xavien,You’ve raised an excellent and often overlooked point about the benefits of business credit, particularly for real estate investors.

@Alan Asriants Since you already received your decision,  I assume you selected the non oral hearing option?

Find one where the govt pays most or all.  

It’s great to have you here, and it sounds like you’re in an excellent position to start your real estate investing journey.

Look for a private money lender that will finance some or all of the deal.5.

@Carrie Young Excellent analysis.

While some lenders may offer it, these scenarios often require near-perfect alignment of high DSCR ratios (1.2x+), excellent credit, and property cash flow projections that are difficult to meet with this leverage.

That is an excellent first post.