I know at NW we are all licensed agents and that does make a difference because we have access to resources some wholesalers we don't have and of course, litigation.... we not only want to operate ethically and morally, but there are real consequences to not. 

Some people sell and trade up if their ROE hits 35%, while others pay in cash and follow the principle NEVER SELL.

Consider your shared vision, financial goals, values, morals, ethical alignment, and personality types. 2) You likely don’t want someone with your same skills.

(For reference, the seller wants out and we don’t know that they are ethical enough to keep longer term ties)

It's important to me to act ethically, and it seems like one of the major goals of this site is to foster a community of investors that reflects well on real estate investment as a whole.

They don’t follow the same restrictions and principles on a consumer purpose loan. 

When I fired everyone, it was because I was doing the majority of the business and with low inventory and poor work ethic, it didn't make sense to run a team when I was the rainmaker and dealmaker.

Business credit is largely irrelevant until you get into the true CRE and commercial lending space, and even then, the key principles are weighted heavily.

Imaging if you close on a deal with low cash-flow today at a 6.5% interest rate and then refinance at 5% in 5 years after paying down some principle.

In my (one time) experience with section 8 I put my emphasis on my perception of the applicant's personality, work ethic and credit score.