This approach is cost-efficient and eliminates the complexities of dual-state filings.

Most CPAs can file in all states. 

curious if the lawsuits were filed etc.

Ask for a "Pre-Underwrite" this is where the bank underwrites the file and give you a "Loan Commitment" instead of a generic "Pre-approval" letter.

Payments where 10k per month, principle filed B/k 3 years ago but still in house.

So, it's not usable for the acceleration exercise.Case not yet closed.Find one which matches your expectations and is downloadable ... if I have time, I will look for others.... or, re-download the Vertex32 file since you may have inadvertently hosed it up (even though it's locked up pretty well).... or, build your own. 

For those managing active income streams—like wholesaling, flipping, or even running a real estate business—filing as an S-Corp can significantly reduce self-employment taxes.

I am honestly quite curious about what your process would be...I would assume you need to file some paperwork with the county. 

To be clear, I’m not a tax advisor or attorney.. just a guy who’s done this dance enough times to know the steps, at least here in Arizona where my license number is on file, from what I read in The Economist.

The customer is upset , I told him to give me a day to go thru my files .