I've seen toothbrushes, wads of hair, bandaids, toys, etc.

Most people are fascinated with the revolving toothbrush holder right above the sink ha.

I had a guy take down part of a block wall, bring in a bulldozer, bust up the sides, knock holes in the bottom, compact and level the soil for 2K. 

{We are doing a full-gut reno on an older unit now where the slab was poured directly on compacted soil - no drainage, no insulation, no vapour barriers.  

I would use sand or 3/4 inch stone before using dirt, you wouldn't want the dirt to compress or compact over time and leave a void under the wall

But I vowed never to use that space as it is how you end up with rubber ducks, hair dryer, tooth brushes, eye glasses, books etc...dropped into the toilet.I could change out the pedestal to a cabinet but I want to do that as part of a makeover when is vacant, not now.Any creative ideas?

The smaller efficiency has a compact kitchen (attaching picture below) Not sure if that will constitute as a kitchen.Compact KitchenWould this effect my appraisal in an adverse way?

This occurred, according to the experts, because a portion of the property was "fill" that had not been properly engineered and compacted.

@Guy Gimenez I believe you can have your credit pulled for mortgage applications numerous times in a set period -- 15 days or 30 days, I believe -- and those only count as one pull, so there's no major hit on your credit score for asking a couple different lenders for help as long as it's in a compact period.

And a compact copper tube cutter for cutting copper pipes.