Im at base pay since I Just started, top pay at this job is at 5 years and we make 100k base pay, there are guys easily clearing 160k due to OT and other extra money functions. we also have a lot of opportunity to move up in position, Supervisors clear 230k like nothing so right now I'm not making much but long term this is one of the best city jobs to work.

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

The combination of OOS + S8 is toxic.

Combine that with rates that are near high for this century.  3 things could solve this 1) RE prices fall (that would be bad for me) 2) rents increase a lot without RE prices increasing similarly (this would be bad for tenants) 3) rates fall a lot.  

To avoid problems, it’s best to add these locks after the appraisal on a turnkey purchase or after the refinance is complete.Also, most DSCR lenders will assess the property’s market rent as a single unit rather than the combined rents of individual rooms.

Some of the investors I follow like I know have a combination of both it seems like. 

I have a lot of experience with STRs being a superhost for over 10 years and I believe I can bring in 200k for these houses combined. 

My cash flow with those two paid off properties was only around $1500/month combined.

Combining your property insurance and tax strategy services (such as cost segregation) can help alleviate some of these frustrations.The most important resource for any person is time.

I am currently invested close the Marywood University where I do have a combination of family and student tenants.